After jumping out to a 6-0 start, Navy has regressed. The Midshipmen are looking like frauds now after losing to Notre Dame, 51-14, and to Rice, 24-10, last week. Some of Navy's problems can be related to quarterback Blake Horvath trying to play through a hand/thumb injury. He's looked terrible during this time span.

Navy isn't taking opponents by surprise anymore either as foes have plenty of film on Navy's unique option style attack.

South Florida, by contrast, has picked up its game. The Bulls beat UAB and Florida Atlantic by double-digits in their last two games. They have a much better run defense than pass defense and can key on the run knowing Horvath isn't 100 percent.