This line is too respectful of the Panthers. Are they a better team with Andy Dalton at QB? Yes. Are they still the worst team in the NFC? Yes, too.

Dalton isn't some savior. He's an over-the-hill, mediocre starting QB who only has looked decent in comparison to Bryce Young.

Defense, though, is the Panthers' biggest problem. Carolina is surrendering the most points in the NFL giving up 32.3 a game. The Panthers' defense is likely to get even worse as injuries take a toll. They are without their best defensive lineman, Derrick Brown, and just this past week lost their two best linebackers, Shaq Thompson and Josey Jewell.

The Bears have a top-10 defense. They are very opportunistic, too, ranking fourth in takeaways.

Caleb Williams is improving each week. The Bears displayed a balanced attack last week, which can only help Williams as he now faces the easiest defense of his early NFL career.