No need to overthink this one. The Chargers are the more talented team with the superior coach and quarterback. Jim Harbaugh and Justin Herbert, even at less than 100 percent, are way better than Antonio Pierce and Gardner Minshew.

Pierce's style is to play smash-mouth football and rely on his defense. The Raiders have a strong defensive front seven and a good kicker. But that's it as far as pluses. I rank Minshew, along with New England's Jacoby Brissett, as the two-worst starting QB's in the NFL. Both are back-up caliber. The Raiders lack star power at the skill position spots with Davante Adams aging and declining and their offensive line is well below par.

Harbaugh is sure to remind the Chargers of how the Raiders ran up the score in a 63-21 Thursday night victory. That was in Las Vegas. The Chargers have won and covered the last three times they've hosted the Raiders.