These are two slow-paced run-oriented teams. So why is the total so high for this American Athletic Conference title game? Oddsmaker can't help but over inflate the line after Navy's 75-31 win against SMU last week with the Midshipmen picking up 605 yards. That help pump Navy's scoring average to more than 41 points per game.

But the Midshipmen have taken advantage of a lot of bad defenses, including SMU. Now they're facing Temple, which gives up the third-fewest yards in the nation. A key for the Owls is experienced linebackers, a crucial element in slowing down Navy's option attack.

Temple lacks elite talent at the skill positions. Owls quarterback Phillip Walker has been picked off 12 times. However, the Owls have a solid ground attack that is more substance than style controlling the ball for more than 34 minutes per game, which ranks fifth in the nation. That keeps the ball away from Navy and is good for the under. These teams may put up touchdowns, but they are going to come following long drives that eat up clock. It's an added bonus if they have to settle for field goals.

Temple played in last year's ACC championship game and held Houston, a team averaging 40 points, to 24 points in a 24-13 loss. Both teams finished with less than 400 yards of offense and the total went under by 15 1/2 points.