Rogers' 10* Wednesday Night WIPEOUT (ESPN2 Game) >> 4-0 Last Week!
(NCAAF) Ball State vs. Toledo,
Total: 66.50 | -110.00 Over
Result: Win
The set-up: Toledo is 8-2 overall (5-1 in the MAC West) as it gets set to host Ball State (4-6 overall, 1-5 in the MAC West) on Wednesday night at the Glass Bowl. Toledo football has maintained a winning standard for seven seasons (from 2010 through the current season of 2016) through three head-coaching changes and the departure of countless players. The Rockets have won nine games three times since 2010 and 10 games once but Toledo has not won a MAC championship since 2004. In fact, Toledo has yet to even reach a MAC title game since that 2004 championship year. Ball State won 12 games back in 2008 and 10 games in 2013 but needs to win its final two games of 2016 to avoid a third consecutive losing season (Cardinals were 5-7 and 3-9 the last two seasons).

Ball State: The Cardinals visit Toledo off a heartbreaking loss a week ago Tuesday at home to Eastern Michigan. Ball State jumped out to a 21-3 lead early, rallied after falling behind 40-28, and ultimately landed on the wrong side of a 48-41 final. Eastern Michigan reached bowl eligibility for the first time in nearly two decades by virtue of the win, while Ball State needs to win its final two games to get bowl eligible after a two-year drought. The Cardinals' best bet to stay competitive with Toledo is to establish RB James Gilbert (1,196 yards on 5.4 YPC with 12 TDs) early, then throw in some low-risk passes to keep the Toledo defense honest. However, Gilbert suffered a leg injury against the Eagles and is listed as questionable. QB Neal runs well (359 rushing yards and 7 TDs) but is a mediocre thrower at best, passing for a modest 2,093 yards (Ball St. ranks 70th in passing yards) with 10 TDs and 11 INTs. The Ball State defense allows 30.3 PPG (78th).

Toledo: The Rockets own excellent offensive balance, as QB Logan Woodside completes 70.8% for 3,328 yards with 37 TDs and just six INTs. Those numbers rank among CFBs best. He's averaging more passing yards per game than Baker Mayfield (Okla.), has more TD passes than Patrick Mahomes (TT), and has a better touchdown-to-interception ratio than Luke Falk (Wash. St.). RB Kareem Hunt has 1,048 yards on the ground, averaging 5.2 YPC with 7 TDs. The Toledo defense has done a nice job this year, holding opponents to 22.9 PPG (34th).

The pick: Toledo's only losses have come on a last second FG by BYU in a 55-53 defeat and a five-point home loss to Ohio (the Bobcats' first win in Toledo since 1967!). Toledo needs to win here so when it travels to MAC West-leading and No. 14-ranked Western Michigan the day after Thanksgiving, the winner of that contest would be off to the MAC championship game. However, Ball State may not be a pushover, as five of Ball State's six losses have been decided by 10 points or less. Toledo may play this "close to the vest" and my play is a 10* on the Under.