*10* MASSACRE on Houston Texans.

The Houston Texans will be a big underdog on the road in Cincinnati on Monday night, but I think the line is a little inflated here. The Texans only have three wins this season, but they've looked pretty competitive while winning two of their last three. My money is on the visitors.

Here are my keys to the game:

1. Brian Hoyer - He's settled in nicely as the starter since replacing Ryan Mallett, and he looked particularly sharp in a win over Tennessee two weeks ago. He threw for 235 yards with two TDs and no interceptions. He's done a great job protecting the football with 13 TDs and just three picks in six starts.

2. Previous History - The Texans have won five of the last six meetings, and they've covered the spread in six of the last seven. Andy Dalton has thrown just two TD passes and five INTs in four games versus Houston in his career.

3. X-Factor - J.J. Watt ranks second in the NFL with 8.5 sacks, and 4.5 of those have come in his last two games.

Selection: This is a play on the Houston Texans (10*)