Stephen Nover's Christmas Day Discount Bowl Casher
(NCAAF) Georgia State vs. Ball State,
Point Spread: -5.50 | -104.00 Georgia State (Away)
Result: Win
This is far from being one of the better bowl matchups, but it's the only one on Christmas and there are enough edges for Georgia State to get involved in backing the Panthers.

Georgia State is in much better current form than Ball State winning six of its last seven games. The Panthers finished as the No. 2 team in the Sun Belt Conference. They have a good football program and this is a chance for country-wise exposure being on national TV. 

The Panthers beat Western Kentucky, 39-21, in the LendingTree Bowl last season as a 3-point favorite. 

Ball State is a middle-of-the-road Mid-American Conference team that shouldn't even be in a bowl game at 6-6. The Cardinals are 4-8 ATS. They have lost three of their last five games. 

Georgia State holds a big edge on the ground. The Panthers rank eighth in rushing. Ball State is 96th in stopping the run giving up nearly 180 yards rushing. 

The Cardinals don't have much offense either, ranking 94th in scoring and 109th in total yards. Georgia State held five opponents to one offensive TD. The Panthers had a school-record 84 tackles behind the line of scrimmage. They also have the best defensive back in Antavious Lane, who has four interceptions and 72 tackles.