Tulsa struggles to win by margins with just one victory coming by more than eight points. I can see home 'dog Navy hanging in especially given the weather conditions in Annapolis. Rain and heavy winds, which could turn into gusts, have caused this total to be lowered. Points are more at a premium now. The bad weather is much better for Navy, too. The Midshipmen are heavily ground-oriented while Tulsa is a passing team operating from the spread. 
Navy held high-powered Memphis to 10 points in its last game. Memphis averages 33 points on the season. 
Tulsa is 0-5 lifetime against Navy in AAC league play. Navy beat the Golden Hurricane, 45-17, last season. 
Navy does have Army on deck. That's one of college football's biggest rivalries. Still, Navy has plenty of incentive for this game. It's Senior Day with 26 Navy seniors playing in their final home game. The Midshipmen have won an extraordinary 17 straight games on their Senior Day.