Points really matter here as this figures to be a grind-out type of matchup as evidenced by the total. 
Northern Illinois has won five in a row. The Huskies have held their past five opponents to an average of 56.2 points a game. 
Ball State is an inconsistent shooting team and not as good from the foul line as Northern Illinois. The Cardinals have allowed 67 or more points in three of their last five games and are 6-14 ATS the past 20 times when going against foes with a winning record. 
The Huskies are 9-2 ATS, by contrast, when playing an above .500 opponent. They also have covered in their last five road contests.
This has been an underdog series with the 'dog going 5-0-1 ATS in the past six meetings.