South Florida has improved since switching to redshirt freshman QB Jordan McCloud. But a big reason for this handicap is a go-against SMU off its great win against rival TCU and to fade Sonny Dykes, one of my least favorite coaches. 
The Mustangs are 2-6 ATS the last eight times facing a below .500 opponent.
South Florida was blown out 49-0 by Wisconsin in its opener. That loss doesn't look quite as bad considering the unbeaten Badgers just blew out Michigan. The Bulls then covered a road game at Georgia Tech, losing 14-10, and then buried South Carolina State at home two weeks ago, 55-16. McCloud accounted for five TD's in that victory.
The Bulls were idle last week. So the Bulls will be rested and prepared while catching SMU off a big win. 
South Florida's defense is highly opportunistic tied for first in the country in forcing turnovers and fumbles recoverd.