One of the better accidental handicapping nuances I have exploited over the years came from Dan Marino. The NFL Hall-of-Famer who played his entire high school and college career in Pittsburgh and NFL career in Miami, said that it is much tougher for a colder climate team to travel to hot and muggy weather than Deep South teams to play in the cold.

Tempertures are suppossed to be around 90 and rain will make the total and probably line to drop a bit. FIU actually has a solid experienced QB and two proven weapons going against a secondary that was among the worst in the country last year. Indiana will have the inexperienced QB on the road in less than friendly conditions.