The set-up: WMU is already bowl eligible, but since losing QB Jon Wassink to injury, the Broncos have struggled on both sides of the ball. It appears the team has packed it in with just a few games remaining. The Cardinals will need to run the board to become eligible and while that's likely not going to happen with an injury to their starting QB as well, the home side certainly won't going down without a fight tonight.

The pick: Take it for what you will as well, but WMU is already 2-4 ATS this year against teams with losing records, while Ball State is 4-2 ATS in its last six as an underdog in the 3.5 to ten points range. Grab the points and expect a competitive battle.