The set-up: This is the first time these teams have played since 2012, however they're separated by just two hours by bus. Temple is 0-2 after losing to FCS Villanova and then Buffalo, while Maryland comes in complacent at 2-0 after upsetting Texas 34-29, before then smashing Bowling Green 45-14. I am not predicting an outright upset, but I do think the Terps "look past" their lowly opponent today.

The teams: Last year the Owls had the top ranked pass defense in the AAC and the unit returned many starters, including Shaun Bradely (85 tackles) and Delvon Randall this season. So far the defense has been a disappointment, but the talent is certainly there to make a bounce back. Last week the offense posted 240 yards, with QB Frank Nutile posting three TD's and two INT's. RB Ryquell Armstead had 107 yards on 14 carries.

Maryland was down 14-10 to the Green Falcons at half time last week, but it would outscore Bowling Green 35-0 in the second half. The Terps rushed for 444 yards. QB Kasim Hill was a disappointment though, going 8 of 16 for 121 yards and a TD. The Terps have looked solid defensively in the early going and vs. very weak competition, but don't forget that they were last or near the bottom of the Big 10 in every defensive statistical category last year.

The pick: Take it for what you will, but Temple is still 10-2 ATS in its last 12 on the road and 8-3 ATS in its last 11 as an underdog, while Maryland is just 5-7 ATS in its last 12 as a favorite and only 5-7 ATS in its last 12 at home. Grab the points, play on the Owls.