This is a 10* on CHARLOTTE

Charlotte, despite having a better record than Florida Atlantic, is a touchdown underdog at home on Thursday. The 49ers’ only losses were by 9 pts to Georgia State and by 10 points to Illinois. Both of those losses occurred out on the road. They’ve won all three home games, including an upset of Duke in the opener. Two weeks ago saw them go to Florida International and win 45-33. Florida Atlantic is the road team in this one and they are 0-3 in that role this year. All three losses have been by 17 points or more. Now the teams the Owls have traveled to face - Florida, Air Force and UAB - are all pretty good. But they only scored 35 points in those games. Charlotte has covered the last four times these teams have played. We won’t go so far as to say they’ll win Thursday night, but we like them plus the points. Play on CHARLOTTE

AAA