The live dog is on Temple. Game 124 at 7:00 eastern. The Owls are in a 19-2 system that plays on home dogs that lost 4 or more last season and allow 29 or less points per game this year and are now taking on a team off a spread loss. UCF is not as good las last year and this is a tough number to lay against the #2 red zone defense in college football. Central Florida has failed to cover the last 4. The Owls are a head turning 5-0 ats off .a spread loss and have covered 6 of 7 as a home dog of 7 or more as well as 20 of 26 after getting 275 or less yards per game. Temple is 5-1 to the spread after allowing 40 or more. Take the points with Temple