North Florida is coming into this game with an 11-9 record this season and they have been playing very well in their recent games. They were not playing great coming into the conference schedule but they have been much better against their conference opponents as they are 4-1 in the A-Sun and have won their last 4 straight games. Their only loss in the conference was on the road by 1 point against Stetson, but they also have a road conference win by 20 points against Florida Gulf Coast. North Florida has not been good on the road this season as they have lost 6 of their last 7 games on the road, but a majority of those road games were also against power conference teams as they had a much stronger schedule. They are going up against a Bellarmine team that is 4-16 this season and has been awful in their recent games. They are 0-5 in the conference right now and they have lost their last 9 straight games. They also had a much weaker non-conference schedule than North Florida had and other than 1 loss on the road by 2 points against Central Arkansas, their other 4 conference losses have all come by 10+ points. Bellarmine also has a bottom 50 offense in the country while North Florida has a top 100 offense for points they have been scoring per game on average and North Florida is also one of the best teams in this conference this season. North Florida will cover the spread in this game.